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Annual Report 2005 – Downloads 

PDF download of full report [5.5 MB]

Overview Section

Group at a glance [148 KB]

Group targets and objectives [69 KB]

Geographic spread of Nedbank Group operations [98 KB]

Review of 2005 [61 KB]

Group structure [256 KB]

Group strategy [179 KB]

Four-year review [199 KB]

Economic review [65 KB]

Main Report

Chairman's statement [150 KB]

Board of directors [189 KB]

Chief Executive's report [143 KB]

Nedbank Corporate [117 KB]

Nedbank Capital [162 KB]

Nedbank Retail [209 KB]

Imperial Bank [142 KB]

Enterprise governance and compliance [709 KB]

Sustainability report summary [201 KB]

Value-added statement [95 KB]

Remuneration report [307 KB]

Risk management report [1,434 KB]

Chief Financial Officer's report [218 KB]

Capital management and Basel II [918 KB]

Annual financial statements

Directors' responsibility [49 KB]

Company Secretary's certification [49 KB]

Report of the independent auditors [71 KB]

Directors' report [98 KB]

Group income statement [44 KB]

Group balance sheet [41 KB]

Group statement of changes in total shareholders' equity [47 KB]

Group cash flow statement [44 KB]

Operation segmental reporting [61 KB]

Geographical segmental reporting [77 KB]

Notes to the financial statements [527 KB]

Analysis of investments in associates and joint ventures [61 KB]

Analysis of investments in subsidiaries [55 KB]

Subsidiary companies [30 KB]

Company income statement [42 KB]

Company balance sheet [42 KB]

Company statement of changes in shareholders' equity [45 KB]

Company cash flow statement [45 KB]

Notes to the company financial statements [57 KB]

Nedbank Group traditional employee option incentive scheme [44 KB]

Additional information

Average balance sheet and related interest [44 KB]

Geographical currency representation of balance sheet [44 KB]

Currency representation of balance sheet [32 KB]

Capital adequacy [34 KB]

Group currency-adjusted income statement [40 KB]

Group currency-adjusted balance sheet [41 KB]

Shareholders' analysis [55 KB]

Definitions [79 KB]

Glossary of terms [37 KB]

Contact details [36 KB]

Notice of 2006 Annual General Meeting

Letter from the Chairman [47 KB]

Question form for annual general meeting [28 KB]

Shareholders' diary [63 KB]

Notice of annual general meeting [63 KB]

Annexure 1 [60 KB]

Notes [28 KB]

Form of proxy [59 KB]