Contents
Overview
- Group at a glance
- Group targets and objectives
- Geographic spread of Nedbank Group operations
- Review of 2005
- Group structure
- Group strategy
- Four-year review
- Economic review
- Board of directors
Group review
- Chairman's statement
- Chief Executive's report
- Chief Financial Officer's report
- Improved management information systems and reporting
- International Financial Reporting Standards
- Financial overview
- Results highlights
- Key financial performance indicators
- Income statement
- Expenses
- Accounting for the Nedbank Group BEE transaction under IFRS
- Other income statement items
- Balance sheet
- Advances
- Deposits
- Capital management
- Dividend policy
- Accounting policies
- The year ahead
- Capital management and Basel II
- Risk management report
Divisional reviews
- Nedbank Corporate
- Nedbank Capital
- Nedbank Retail
- Imperial Bank
- Group support services
Governance and sustainability
- Enterprise governance and compliance
- Introduction
- Philosophy, strategy and objectives
- Compliance
- Relationship with Old Mutual Plc
- King II implementation plan
- Governance/Compliance culture
- Enterprise Governance Framework
- Corporate governance strategy
- Board of directors
- Risk management report
- Internal audit
- Personal share dealings
- Financial statements and external review
- Stakeholder dialogue
- Disclosures
- Political contributions
- Fraud prevention and money laundering
- National Credit Bill
- Sustainability reporting
- Board meetings
- Sustainability report summary
- Key sustainability indicators
- Value-added statement
- Remuneration report
- Enterprise governance and compliance
Additional financial information
Annual financial statements
- Directors' responsibility
- Company Secretary's certification
- Report of the independent auditors
- Directors' report
- Group income statement
- Group balance sheet
- Group statement of changes in total shareholders' equity
- Group cash flow statement
- Operational segmental reporting
- Geographical segmental reporting
- Notes to the financial statements
- Analysis of investments in associates and joint ventures
- Analysis of investments in subsidiaries
- Subsidiary companies
- Company income statement
- Company balance sheet
- Company statement of changes in shareholders' equity
- Company cash flow statement
- Notes to the company financial statements
- Nedbank Group traditional employee option incentive schemes
Shareholders information
