‘We are pleased with the balance we have achieved between delivering on our short-term performance targets and investing to build a platform for long-term growth. Although our financial performance is now benchmarking closer to that of our peers, we are not yet satisfied and aspire to improve our performance further. We remain firmly committed to our vision of becoming southern Africa's most highly rated and respected bank. As part of this vision we will continue our transformation into a truly southern African bank, representative of and providing banking services to all.'
Tom Boardman • Chief Executive
